Our Proven Process
Over decades of work with ultra- and high-net-worth families — and the advisors and BGAs who serve them — Sage Consulting & Wealth Preservation has refined a methodology that brings clarity, sequence, and accountability to every engagement.
Step-by-Step
Whether we’re designing a Legacy-IRA Plan, a private placement life strategy, an enterprise risk solution, or a coordinated multi-strategy plan, every Sage engagement moves through the same five stages. We move at the pace of clarity, not pressure. Each step is documented. Each decision is yours.
Step One:
Discovery
We begin by listening. Through a structured consultation with the family — and, where applicable, the referring advisor and BGA partner — we build a complete picture of the assets, entities, relationships, and goals at stake. No strategy is presented in this phase. The goal is understanding.
Step 2:
Strategic Analysis & Suitability
Our planning team evaluates the situation against the full Sage toolkit. We model the tax exposure, examine existing structures, and identify which strategies, if any, may be appropriate. Suitability is determined before recommendations are made. If we don’t see a clear fit, we say so.
Step 3:
Strategy Design
When a strategy is appropriate, we design it in detail — the structure, the funding mechanics, the carrier and trustee selections, the documentation, and the projected outcomes under multiple assumptions. We build around established, well-documented IRS and DOL provisions, not aggressive interpretations. Everything is presented in plain language alongside the technical detail your professionals need.
Step 4:
Coordinated Implementation
Implementation is where most plans falter. Sage orchestrates every moving part — legal, tax, trust, insurance carrier, custodian, and BGA — so the referring advisor stays in front of the client and the family doesn’t have to manage the complexity. Each step is sequenced, documented, and confirmed before the next begins.
Step 5:
Ongoing Stewardship
A strategy is only as strong as the years that follow it. Sage provides annual reviews, policy monitoring, regulatory updates, and coordinated adjustments as laws, markets, and family circumstances evolve. Your advisory team stays informed at every step.
Ready to Engage?
Let’s Begin The Process
Sage is built to support, not replace.
How We Work Together
For Families —
Your existing advisors remain your primary relationship. Sage works alongside them, and alongside you, handling the technical complexity so your team can stay focused on the larger picture of your life.
For Advisors —
You control the relationship. We control the complexity. Sage functions as a specialized extension of your practice, bringing ERISA, DOL, valuation, and carrier expertise to cases that would otherwise sit untouched in your pipeline.
For BGAs —
Your platform stays at the center of the case. Sage provides the technical infrastructure your advisors need to take on advanced planning, within your structure, through your carrier relationships, on your term.