Built on trusted relationships
At Sage, we believe significant wealth deserves planning equal to the work that created it. With decades of experience, our team specializes in tax mitigation, retirement assets, life insurance, and multigenerational wealth transfer. We collaborate closely with your advisors to deliver sophisticated, practical strategies aligned with long-term goals.
The Sage Approach
From first conversation to ongoing stewardship, this is how we take care of you and your family.
Our Commitment:
Integrity
We communicate clearly, follow through consistently, and make recommendations based on what is right for the client—not on compensation or product sales.
Our Commitment:
Safety
We design strategies around established, well-documented tax and legal authority, not aggressive interpretations or unproven concepts.
Our Commitment:
Creativity
Within the bounds of compliance, we identify planning opportunities others may overlook. Our work is defined by disciplined thinking, not standardized solutions.
Our Commitment:
People First
Every strategy serves a real family or business with real goals. We design planning solutions that protect what matters most: loved ones, legacy, and peace of mind.
Our Commitment:
Thought Leadership
We stay current on changes in tax law, insurance design, and estate planning so clients and advisors benefit from informed, well-researched guidance.
Our Commitment:
Collaboration
We work alongside CPAs, estate attorneys, and financial advisors to strengthen the advisory process—not replace it.
Our areas of focus
Specialized planning strategies for families navigating complex tax, estate, and wealth transfer situations.
Legacy-IRA Planning©
Our flagship strategy for repositioning pre-tax retirement assets into tax-efficient, protected family wealth using established IRS and Department of Labor provisions.
Business Exit Planning
Advanced pre-transaction planning for business owners seeking to reduce capital gains exposure, preserve more after-tax wealth, and align a future sale with broader estate, liquidity, and legacy objectives.
Wealth Transfer Design
Coordinated planning strategies designed to transfer wealth efficiently, reduce unnecessary tax erosion, and preserve family intent across generations.
Retirement Plan Optimization
Advanced planning with qualified plan assets to address overfunded Defined benefit Plans, reduce required distributions, income tax exposure, and the long-term erosion of pre-tax wealth.
Advisory Team Coordination
We work in concert with your CPA, estate attorney, and financial advisor, providing specialized planning support without disrupting trusted relationships.
Insurance Strategy & Design
Plan-owned and trust-owned life insurance strategies designed to create liquidity, fund estate obligations, and enhance tax-efficient legacy capital.
Why Families and Advisors Choose Sage:
The Case for Proactive Planning
Without intentional planning, pre-tax retirement assets can be steadily eroded by income taxes, estate taxes, and required minimum distributions. Understanding that exposure is the first step toward preserving more family wealth.
We Listen First.
Every engagement begins with understanding your family, your goals, your concerns, and the advisory team already in place. We do not recommend solutions until we understand the full picture.
We Use Your Numbers, Not Hypotheticals.
Our analysis is based on your actual financial data—retirement assets, tax exposure, family structure, and planning objectives. Nothing generic. Nothing hypothetical.
Clear Explanations. Informed Decisions.
We present strategies in plain language so families and advisors can evaluate them with confidence. Every recommendation includes a clear explanation of its purpose, design, costs, and alternatives.
We Stay Engaged.
Implementation is only the beginning. Sage provides ongoing review, reporting support, and coordination with your advisory team to help keep the strategy aligned over time.