Garth Bernard

Chief and Consulting Actuary

Garth Bernard

Garth Bernard joins Sage with more than 25 years of experience in the U.S. and Canadian financial services industries. He is a recognized leader in the industry with an expertise in utilizing specific insurance and investment vehicles to design and analyze our client’s financial solutions. Sage clients value his integrity and insight in providing outstanding guidance for their asset protection and long-term planning needs.

Garth holds a Masters degree in Mathematics from the University of Waterloo, Canada and is often called upon by the national and industry media to provide expert opinions. He is also a frequent speaker and active participant in financial service conferences. He is Past President of the International Association of Black Actuaries, a member of the Advisory Board for the American College’s Retirement Income Center, and has been a member of the American Academy of Actuaries for more than 25 years.

Prior to joining the Sage team, Garth was a senior executive at MetLife, responsible for a broad suite of investment and insurance products and several annuity product lines across MetLife’s retail distribution channels. He also held executive positions at Keyport, ReliaStar Northern Life, Providian Capital Management, Transamerica and National Life of Vermont.

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